WA Gun Insurance Bill Shows No Depths Are TOO LOW for Gun Hating Democrats

Opinion

“House Democrat pushes bill requiring liability policy to buy or possess firearms,” the Everett Post reported Wednesday. “Rep. Kristine Reeves, D-Federal Way, proposed House Bill 1504… If approved, individuals would have to obtain a firearm liability insurance policy or bond before purchasing or possessing the weapon.”

That’s not just a prior restraint, it also means any gun owner who is not in compliance will have his firearms confiscated.

The “policy or bond must cover at least $25,000 of coverage per incident in the event of an accidental discharge causing injury, death or property damage,” the report notes, adding it “would also require firearm range operators to obtain general liability insurance with at least $1 million of coverage per incident.”

Further, “If an individual owns more than 25 firearms, they would qualify as a self-insurer by obtaining a certificate from the state,” meaning they’d have to cough up $25,000 on their own to keep the extortionists from sending armed home invasion teams to steal their property. And if you don’t self-insure, you need a separate policy for each gun.

You’re Guilty Until Proven Innocent

Failure to provide proof to police creates a presumption of guilt. Gun owners would need to prove themselves to dealers, with penalties if they don’t. And don’t dare “falsify” any information because there are penalties for that, with the Department of Licensing essentially given undefined carte blanche to come up with enforcement rules.

So much for the whole purpose of the Constitution, these wannabe tyrants falsely swore an oath to, and that established a prime directive “to secure the Blessings of Liberty…”

You can see Reeves’ co-conspirators on the Washington State Legislature’s HB 1504 bill summary page, and read the bill itself, embedded below. You can also send them your comments if you’re from Washington… right after telling these maniacs where you live.

And while it’s clear all the interested parties that get to divvy up the gun plunder, less clear is who you have to get the insurance from, who is prepared to provide it, what their political and/or financial connections to Democrat legislators are. Additionally, what requirements and restrictions can they impose, any ceilings on what they can charge, if any, and what’s to stop them or Reeves & Co. from mandating new demands and constraints based on firearm types, calibers, features, etc?

It Is Unconstitutional, But Not Stopping Demorats

This is all obviously unconstitutional and will never stand up to the text, history, and tradition standards of Bruen, but they don’t care because the Supreme Court never seems to impose a cost on political bodies and the inferior courts for defying its rulings. If the insurance mandate does get challenged, it will be on gun owners to scrape together legal costs to go up against the virtually unlimited legal war chest of the state, and they’ll be happy to drag the harassment on through the courts for years, leaving untold victims in the wake. And yes, it’s obviously discriminatory against lower-income gun owners, meaning it will disproportionately affect minorities, but Washington Democrats know they have that vote locked up and only talk about disenfranchisement when they want to commit voter fraud or tar Republicans as racists.

This is what these liars mean when they mouth the words “common sense gun safety laws” for useful idiots who turn to them and their media organs for their information. Any rational analysis of their actions, past and present, confirms that, yes, of course, the goal of the evil minds behind citizen disarmament is a political monopoly of violence. They don’t demand your guns because they care about you.

The bottom line is there exists a core of gun owners who are fed up with the harassment and will not back up another step. And the fact that Democrats in power haven’t tried for the end game on a mass scale means they know they can’t, which means the Second Amendment is still working.

There is a way away from the brink. Not to beat a dead horse (but since I’m the only one beating it, why not?), much could rest with new Attorney General Pam Bondi, once confirmed, to grok that her penchant for enforcing the law means enforcing “the supreme Law of the Land,” of which the Bill of Rights is integral. As noted in my January 14 AmmoLand article “President Trump Can Lead in Fight Against State-Level 2nd Amendment Infringements”:

“[T]hat would include enforcing the Second Amendment against state infringements, exactly as precedent has been established against abridgments of other civil rights.”

As gun owners wait to see what he’s going to do for them after all the campaign promises, this is one of the directions the much-touted (during the campaign) “Gun Owners for Trump” could steer him – provided he sincerely meant what he said about “our beautiful Second Amendment.”

We’ll find out in the coming days.

In any case, we will not disarm.

President Trump Can Lead in Fight Against State-Level 2nd Amendment Infringements

Of Course They’re Talking about Taking Your Guns

BILL TEXT IS FOUND HERE: https://lawfilesext.leg.wa.gov/biennium/2025-26/Pdf/Bills/House%20Bills/1504.pdf?q=20250123134438

About David Codrea:

David Codrea is the winner of multiple journalist awards for investigating/defending the RKBA and a long-time gun owner rights advocate who defiantly challenges the folly of citizen disarmament. He blogs at “The War on Guns: Notes from the Resistance,” is a regularly featured contributor to Firearms News, and posts on Twitter: @dcodrea and Facebook.